Millionaires have the same 24 hours in a day as everyone. It is up to you how you choose to use your time. – Toni PayneQuote, Toni Payne Quotes, quotes, inspirational Quotes, life quotes, Quotes about life, quotes about love, love quotes for her, Quotes on Life, romantic quotes, inspiring quotes, Quotes on love, love quote, true love quotes, inspirational love quotes